LEGAL ACCEPTANCE

By accessing or using this website, you agree to be legally bound by these Terms & Conditions. If you do not agree, you must immediately discontinue use of the platform.

These Terms constitute a binding legal agreement under the applicable laws of India, including the Indian Contract Act, 1872.

 

PLATFORM ROLE

India Wealth operates as a financial services and wealth advisory platform providing information, investment-related facilitation, financial planning insights and access to various financial and insurance products and services.

The Company:

• Does not guarantee investment performance or financial outcomes

• Does not provide assured returns or profit commitments

• Does not act as a custodian of client assets unless specifically stated

• May facilitate access to third-party financial products, platforms, institutions or service providers

Investment and financial decisions remain solely at the discretion and responsibility of the client.

 

INVESTMENT & FINANCIAL DISCLAIMER

All investments are subject to market risks, economic conditions and regulatory changes.

Information provided on the platform including investment views, research, financial illustrations, product information, projections or indicative returns are for informational purposes only and should not be construed as guaranteed outcomes or investment advice unless expressly stated under a formal advisory engagement.

Users are advised to independently evaluate:

• Risk suitability

• Financial objectives

• Liquidity requirements

• Tax implications

• Legal considerations

before making any financial or investment decision.

Past performance is not indicative of future results.

 

NO GUARANTEE / NO ASSURANCE

The Company does not guarantee:

• Capital protection

• Assured returns

• Profitability

• Future market performance

• Achievement of financial goals

• Product suitability for every investor

All investments and financial decisions involve inherent risks.

 

THIRD-PARTY PRODUCTS & SERVICES

India Wealth may facilitate access to third-party financial products and services including:

• Mutual Funds

• PMS & AIFs

• Insurance Products

• Lending Solutions

• Real Estate Investments

• Estate & Succession Planning Services

• Tax & Legal Professionals

The Company shall not be liable for acts, omissions, delays, defaults or performance failures of third-party providers.

Users are encouraged to review all product documents, agreements and disclosures independently.

 

INSURANCE DISCLAIMER

Insurance is the subject matter of solicitation.

Policy issuance, claim settlement and coverage decisions are solely determined by the respective insurance company in accordance with policy terms and applicable regulations.

 

USER RESPONSIBILITY

Users agree:

• To provide accurate and lawful information

• Not to misuse the platform or impersonate others

• Not to engage in fraudulent, unlawful or misleading activities

• To maintain confidentiality of account credentials and communications

The Company reserves the right to suspend or terminate access for any misuse or violation of these Terms.

 

LIMITATION OF LIABILITY

To the maximum extent permitted by applicable law, the Company shall not be liable for:

• Financial losses

• Investment losses

• Market declines

• Delayed transactions

• Third-party actions or defaults

• Tax consequences

• Regulatory changes

• Technical interruptions or platform downtime

All investments and financial decisions are undertaken at the sole risk of the user.

Total liability, if any, shall not exceed INR 1,000.

INDEMNITY

You agree to indemnify and hold harmless India Wealth, its directors, employees, affiliates, advisors and representatives against any claims, liabilities, damages, losses or legal proceedings arising from:

• Your use of the platform

• Violation of these Terms

• Misrepresentation of information

• Breach of applicable laws or regulations

 

INTELLECTUAL PROPERTY

All website content including branding, logos, text, research material, graphics, frameworks and intellectual property are owned by India Wealth or its licensors.

Unauthorized reproduction, distribution or commercial usage is prohibited without prior written consent.

 

DATA PRIVACY & USAGE

By using the platform, you consent to the collection, storage and usage of your information for:

• Service delivery

• Client communication

• Regulatory compliance

• Product facilitation

• Internal analysis and operational purposes

Information may be shared with relevant third-party service providers where necessary for transaction execution or advisory facilitation.

 

ESTATE, SUCCESSION & LEGACY PLANNING DISCLAIMER

Any estate planning, succession planning, trust structuring or legacy management discussions provided through the platform are general in nature unless supported through a formal engagement with qualified legal and tax professionals.

Users are advised to obtain independent legal, tax and regulatory advice before implementation.

 

TERMINATION

The Company reserves the right to suspend, restrict or terminate access to the platform or services at its discretion without prior notice.

 

FORCE MAJEURE

The Company shall not be liable for any delay or failure arising from events beyond its reasonable control including natural disasters, regulatory actions, technology failures, market disruptions, pandemics or governmental restrictions.

 

GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of India.

All disputes shall be subject to the exclusive jurisdiction of courts located in Mumbai, Maharashtra.

 

MODIFICATIONS

The Company reserves the right to modify or update these Terms & Conditions at any time without prior notice.

Continued use of the platform constitutes acceptance of such revised Terms.

 

CONTACT

FirstCapital Holdings Private Limited ( INDIAWEALTH)

Ackruti Star, 117, Level One, Central Road, MIDC, Andheri East, Mumbai – 400093
Email: investment@firstcapital.in
Website: www.indiawealth.online  www.firstcapital.in
Phone: +91 22 4006 9191